— Privacy policy

Effective from 1st January, 2022

Middlechase Property Limited provides online tools to assist realtors, potential developers/realtors, and others who are interested or involved in the management, and financing of real estate and real estate projects.
This privacy policy (our “Privacy Policy”) describes our data practices regarding Personal Information (defined below). This Privacy Policy applies to Personal Information collected through our website, located at www.middlechase.com (the “Site”) This Privacy Policy does not apply to any Personal Information collected by third party websites not operated by Middlechase.

By accessing the Site and/or using our Services, you are consenting to our use of your Personal
Information in accordance with this Privacy Policy. Further, your access to and use of the Services is subject to the Middlechase Terms of Use located at (url of terms of service).

Information MIDDLECHASE collects about you

Personal information you provide

We use the term “Personal Information” to mean any information that could be used to identify you, including your name, address, email address, birth date, financial information, cell or land-line phone number, or any combination of information that could be used to identify you.

What Personal Information we collect from you depends on what Services you choose to use and how you interact with the Site:

Site Visitors: We have structured our Site so that, as a casual site visitor, we only require certain passive information which includes Cookies, IP Address Information, location information and certain browser information. You may come to our Site and review selected information about our Services without registering. However, if you wish to become an Investor/realtor, then we require you to provide certain additional Personal Information.

Investor/ Realtors: If you choose to access our Services as an Investor/realtor, we require that you complete a registration form. An Investor/ Realtor is an individual who is over the age of 18 and has completed the registration process on the Site. Our registration forms will specify the information which you must provide in order to enjoy the particular features to which you wish to subscribe, which may include such items as (i) name; (ii) email address; (iii) phone number(s); (iv) mailing address; (v) social security number; (vi) bank account number; and (vii) birth date. Our registration forms may additionally request information that you may, at your option, choose to provide or withhold. To the extent this additional information constitutes Personal Information, we will treat it in the manner specified in this Privacy Policy.

We may require each Investor/realtor to provide information designed to verify his or her identity. This information may include information from a successfully completed electronic check transaction or other similar information designed to authenticate and confirm your identity or to otherwise comply with applicable law.

We also require that Investor/realtors provide us with certain account and other payment information, such as information needed to make payments via wire, or electronic checks. Our registration process for Investor/realtors provides additional details on the types of payment information needed.

Location Data: We may collect your location information by capturing the location (e.g. latitude/longitude) of your mobile device. If you have given the website permission to access your location, we may collect your device’s location even if you are not using the Service and store your location history. If you want to opt-out of the collection of your location data, please adjust your settings in your mobile device to restrict the website’s access to your location data. Geolocation data may be used to enhance the Services, for example to offer additional functionality and information regarding your location in connection with the location of MIDDLECHASE properties.

Automatically-Collected Information

Even if you do not register for an account on the Site, we may collect certain information
automatically. For example, we may automatically receive and record in our system the following information:
Your internet protocol (IP) address and location;
Referrer URL;
The type and version of your web browser;
Device identifiers including mobile advertising identifiers; and Your operating system.


We also record page views and other general statistical and tracking information. We use this
data to help us administer and operate our Site, to better understand how our users access and interact with the Site, and for security and monitoring purposes. We may send email messages that use a “click-through URL” linked to content on our Site. When you click one of these URLs, you pass through our web server before arriving at the destination web page. We track this click-through data to help determine interest in particular topics and measure the effectiveness of our customer communications. If you prefer not to be tracked, simply do not click text or graphic links in the email.

How We Use Your Personal Information

We use your Personal Information for the following business purposes:

To process transactions that you have authorized us to make;
To facilitate your activities with respect to our Site;
To contact you regarding administrative issues, such as questions about your specific request, or otherwise respond to your comments or requests;
To verify and authenticate your identity, to help us ensure that the individuals who use the Site and Services are who they claim to be;
To prevent, detect, mitigate, and investigate fraud, security breaches, and potentially prohibited or illegal activities, including, for example, activities prohibited by the Anti-Money Laundering Act;
To help us operate our Site;
To deliver notices regarding your account;
To comply with FIRS requirements and for tax reporting purposes;
To provide you with information, such as notices of investment opportunities via our Site or updates concerning investments that you have participated in;
To send you information we believe is relevant to you, such as news, bulletins, marketing materials, or other information;
To enforce this Privacy Policy and our Terms of Use;
To conduct user surveys and questionnaires; and
To comply with applicable law.

We use aggregated information to analyze the effectiveness of our Site, to improve our Services, and for other similar purposes. In addition, from time to time, we may undertake or commission statistical and other summary analyses of the general behavior and characteristics of users participating in our Services and the characteristics of visitors at our Site, and may share aggregated information with third parties, including advertisers. We may collect aggregated information through features of the software that support our Services, through cookies, and through other means described in this Privacy Policy.

To enable us to better understand the characteristics of our Investor/realtors and/or to provide services tailored to your needs, we may combine the Personal Information an Investor/realtor provides with certain automatically-collected information that would not otherwise be personally identifiable. If we combine or link any automatically-collected, non-individually identifiable information with your Personal Information, the resulting combination will be treated as Personal Information under this Privacy Policy.

Storage of Personal Data

We take the security of the Personal Data we collect very seriously, and we take reasonable measures to reduce the risk of accidental destruction, loss or unauthorized access to such information. However, please note that no system involving the transmission via electronic storage systems or the internet is completely secure.

The Personal Data and any other information we have about you may be stored for such period while we have a legitimate business need to do so in connection with your account, or as required by law (e.g., for tax, legal, accounting or other purposes), whichever is longer.

How We Share Personal Data

We do not disclose your Personal Information to unaffiliated third parties except as provided in his Privacy Policy, as follows:

Service Providers: To assist us in running our business and to perform certain services and
functions, we may share your Personal Information with third-party providers of hosting, payment processing, transfer agent, email communication and customer support services, analytics, marketing, and advertising service providers (including Google, Facebook, Instagram, Mixpanel, Cybersource, Adjust, Wells Fargo and Zendesk among others), which companies provide integrated services to us as part of our product.

Affiliates: We may share information with our affiliates, meaning an entity that controls, is
controlled by, or is under common control with Middlechase. Our affiliates may use the Personal Information we share in a manner consistent with this Privacy Policy.

For Legal Reasons: We may share your Personal Information to the extent we reasonably
believe we are required to do so by law or to comply with legal or regulatory requirements, or to protect against fraud, illegal activity, or to otherwise protect Middlechase against liability.

In Connection with a Corporate Transaction: In the event of a transaction or proposed transaction involving the transfer of substantially all of the assets of Middlechase or one or more of its businesses to another entity, whether an affiliate or a third party, or in connection with a bankruptcy, we may share your Personal Information in the diligence process or to otherwise facilitate the transaction, and with individuals assisting in the transaction or in connection with a bankruptcy. Your Personal Information may also be one of the transferred assets as part of the transaction or bankruptcy.

For Safety & Security: We may reveal your Personal Information to third parties, including law
enforcement agencies, in order to protect the safety and security of our users or of any third party.

Cookies, Pixel Tags, and Similar Technologies: A cookie is a small amount of data, often including a unique identifier, which is sent to your browser from a website and stored on your computer’s hard drive.

We use both “session” cookies and “persistent” cookies, as follows:
Session cookies: We use session cookies to improve navigation on our Site and to collect
aggregate statistical information. A session cookie expires when you close your browser. Because these cookies are strictly necessary to use the Site, you cannot refuse them.
“Persistent” cookies: Persistent cookies are bits of information that are placed on the hard
drive of your computer and can remain for extended periods of time. Persistent cookies also enable us to provide enhanced, more personal features (such as showing or hiding notifications), and track and target the interests of our users to enhance the experience on our Site. The types of persistent cookies used on the Site are described in more detail below. You may set your browser so that it does not accept cookies, and you may also use the direct opt-out tools provided by the parties described below. If you do not enable or if you disable cookies, however, you may not be able to access certain personalized
features of our Services.

We may also use so-called “pixel tags” – small graphic images (also known as “web beacons”
or “single-pixel images”) – to tell us what parts of our website have been visited or to measure the effectiveness of marketing campaigns on our Site. In contrast to cookies, which are stored on a user’s computer hard drive, pixel tags are embedded invisibly on our Site. Pixel tags inform us whether emails have been opened, to help ensure that our messages are of interest to our users. We may tie the information gathered by pixel tags to our users’ Personal Information, in which case it will be subject to the terms of this Privacy Policy.

In particular, the Site uses
Google Analytics, an analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help us analyze how users use the Site. The information generated by the cookie about your use of the Site will be transmitted to, and stored by, Google. Google will use this information for the purpose of evaluating your use of the Site, compiling reports on Site activity for Site operators and providing other services relating to Site activity and internet usage, including tracking which pages of our Site you visit so we can optimize your experience with our Site. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. We have implemented the IP anonymization feature in Google Analytics which anonymizes your IP address to protect individual privacy. You can opt-out from the collection of this information by Google by downloading and installing a browser plug-in at https://tools.google.com/dlpage/gaoptout. For more information on Google Analytics privacy practices, read here and, for information on Google Analytics cookies expiration, read here.

Feedback, Questionnaires and Surveys
Our Site allows site visitors and Investor/realtors to participate in surveys and questionnaires, which from time to time we may post on the Site. We also encourage our users to provide feedback to us about our Site and our Services. You are free to choose whether you participate in these activities. We may ask that, in addition to providing your responses, you also provide us with your contact information. In these instances, we use any Personal Information you choose to provide to us in connection with these activities for the purposes for which you submit the information. We aggregate information derived from survey and questionnaire information with your Personal Information removed for monitoring or improving the use and appeal of this Site (with no other obligation to you and, specifically, with no obligation to compensate you for these uses). You are not obligated to participate in any of these activities.

Links to Other Sites
This privacy statement applies only to Personal Information collected by our Site. Our Site
contains links to other sites that are not owned or controlled by Middlechase. Middlechase is not responsible for the privacy practices of such other sites, and we encourage you to be aware when you leave our Site and to read the privacy statements of each and every web site that collects Personal Information.

Data Security
We have put in place commercially-reasonable security systems intended to prevent
unauthorized access to or disclosure of Personal Information, and we take reasonable steps to secure and safeguard this Personal Information against loss, theft, and unauthorized use, disclosure, or modification. With that said, there is no such thing as 100% security of the networks, servers, and databases we operate or that are operated on our behalf. For example, email sent to or from the Site may not be secure. Before submitting any Personal Information via the Site, please be aware of these inherent risks and understand that you do so at your own risk.

Your Choices
In general, you may browse the Site without providing Personal Information. However, if you
choose not to provide certain Personal Information through our Site, we may not be able to provide certain services or process certain of your requests. You will not be able to become an Investor/realtor or use all of the features and products that we offer through this Site.
Depending on the functionality associated with the Site feature you are using, you may be able
to update or delete certain of your Personal Information on the Site. Accordingly, at your request, we will take reasonable steps to remove your Personal Information from our databases. However, please note that:
We may not be permitted to delete your Personal Information completely, due regulatory reporting requirements, investments on the platform and the rights thereof, and data backups and records of deletions;
If you request deletion of your Personal Information, you may be unable to use certain features of the Site and any associated Services;
Certain of your Personal Information may remain in our databases following the deletion of your account; and
We may not be able to remove de-identified, anonymous, or aggregate data from our databases.

Any deletion requests may be sent to (Please insert an Email Address here).

If you no longer wish to receive marketing emails from us, you can opt out of these communications by clicking on the “unsubscribe” link included in those emails, or by contacting us at (Please insert an Email Address here). Please understand that you will not be allowed to opt-out of transactional notices or other legal and related notices concerning your relationship to the Site or your account.

Children’s Privacy
Our Site is not directed to children under the age of 18. We do not knowingly seek to collect or
maintain Personal Information or other information from children under the age of 18. We will use commercially reasonable efforts to delete any Personal Information or other information later determined to be provided by a child under the age of 18. Use of the Site by children under the age of 18 is not permitted. If you become aware that a minor has provided Personal Information through our Site, please email us at (Please insert an Email Address here).

Changes to This Privacy Policy
We reserve the right to alter, modify, update, add to, subtract from or otherwise change this
Privacy Policy at any time, which will become effective as of posting on the Site. We encourage you to periodically review this Privacy Policy to stay informed about how we collect, use, and share Personal Information.

How We Respond to “Do Not Track” Signals
Our Site currently does not respond to “Do Not Track” (DNT) signals and operates as described
in this Privacy Policy whether or not a DNT signal is received. If we do so in the future, we will describe how we do so in this Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy, the practices of our Site or Services, or
your dealings with our Site or Services, please contact us at:

You may contact us, for any reason or by email as follows:
sales@middlechase.com
Middlechase Property Limited
Fairfield Apartments, Inside Greenwood Park Estate Abijo, Lagos, Nigeria.

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Contact

Fairfield Apartments, Inside Greenwood Park Estate Abijo, Lagos, Nigeria.
08186577504, 08186577704

Mail Us

sales@middlechase.com

© 2023 Middlechase. All rights reserved.

— Coach Chudi Kalu

Chairman Of Board

Chudi Onyemeri Kalu is a passionate Property Investor and award-winning Property Developer. He is the Chairman and Co-founder of various establishments across the real estate and construction industry. He is a rental income coach, a Speaker and Author of two best selling books. He has over a decade of experience in the Industry and is a mentor to many.

He is well known for his foresight and knowledge of the Real Estate Industry. He started the trend of Rental Income Development and the concept of Cash Flow in Nigeria. His goal is to share the knowledge and the tools that will empower people to be better Investors and Property Developers.

One of his great achievements include developing unique multi-family apartments that are affordable and able to yield maximum cash flow to owners and investors. He’s the President/ Chairman of Arkbridge Integrated Limited, the mother company to Africa’s Property Investment Group, Property Baron Network, Middlechase Property Limited, Silverstone Managers, Add More Homes and Lastly A-Bricks.